Akhuwat Interest-Free Loan 2026: Empowering Pakistan with Compassion
The Akhuwat Foundation continues to shine in 2026 as Pakistan’s leading provider of interest-free loan microfinance, helping thousands of families rise above poverty with dignity. Founded by Dr. Muhammad Amjad Saqib, Akhuwat’s mission rooted in compassion, community support, and the Islamic principle of Qarz-e-Hasna — giving without interest.
Through its interest-free loan program, Akhuwat enables individuals to start small businesses, fund education, or improve housing. The process is simple and transparent: applicants visit a local Akhuwat branch, provide a valid CNIC, a practical plan, and two community guarantors. Once approved, the loan issued without any profit or hidden charges.
In 2026, Akhuwat is expanding its digital services, allowing people to apply online and track their applications easily. With a 99% repayment rate, the foundation stands as a model of trust and social change.
Akhuwat proves that financial empowerment, when built on faith and kindness, can transform entire communities
What is the maximum loan amount for Akhuwat?
| Loan Type | Typical Maximum Amount | Notes / Conditions |
|---|---|---|
| Housing Loan | PKR 5,000,000 | For building/renovating homes. (Akhuwat Foundation) |
| Emergency Loan | PKR 500,000 (in special cases up to ~PKR 1,000,000) | For urgent needs, health/disaster. (Akhuwat Foundation) |
| Business/Enterprise Loan | Up to ~PKR 1,000,000 (for typical categories) | Depends on business type and borrower history. (Akhuwat Foundation) |
What is interest free loan in Pakistan 2025?
📊 Interest-Free Loan Programs in Pakistan (2025)
| Program | Administering Organization | Loan Amount Range | Purpose | Coverage |
|---|---|---|---|---|
| Interest Free Loan Programme (PPAF) | Pakistan Poverty Alleviation Fund (PPAF) | PKR 200,000 – PKR 750,000 | Small businesses, agriculture, education, and emergency needs | Over 100 districts across Pakistan, including Punjab, Sindh, Balochistan, Khyber Pakhtunkhwa, Azad Jammu & Kashmir, and Gilgit-Baltistan (PPAF) |
| Interest-Free Microfinance | Akhuwat Foundation | Varies (e.g., PKR 450,000 – PKR 700,000) | Small businesses, education, housing, and flood rehabilitation | Nationwide, with a focus on underserved communities |
Note: Loan amounts and eligibility criteria may vary based on the specific program and the applicant’s circumstances. It’s recommended to contact the administering organizations directly or visit their official websites For the most accurate and up-to-date information.